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Blog those Buyers and Sellers interested in learining more about our current market in our local community.

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"Jen & Heath - Thousand Oaks"
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Parent Relocation Council
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Welcome > Resources > Special Offers > Special Offers ...

Special Offers From Us To You!

Just for you, we've assembled some Special Offers. Choose one or all!

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.

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Cash back!
Get cash back when buying a home. Call for details.

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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.

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Get a Free Presentation On Our Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.

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Moving? Call for a FREE ESTIMATE!!!
Visit www.jblmoving.com

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Request Our Free Relocation Package!
Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!

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STOP PAYING YOUR LANDLORD! You can buy a home!
We are offering a free credit report and analysis.

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School Reports in Thousand Oaks, Newbury Park and Simi Valley, California

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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The Heritage Foundation

California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Thousand Oaks, Newbury Park and Simi Valley

Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Q	What document must lenders provide within three days of receiving your application for financing?
A	The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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Suzanne Grace & Associates, REALTOR®, real estate agents and broker for Thousand Oaks, Newbury Park and Simi Valley, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Suzanne Grace & Associates
Prudential Calfornia Realty
2860 Thousand Oaks Blvd
Thousand Oaks CA 91362
Phone: 805-341-4644
Fax: 805-496-0099
Text Message: 805-341-4644
Email: suzannegrace@NUMBER1EXPERT.com
Email: csgrace@verizon.net
MOVE with Grace! Suzanne Grace & Associates is a collaborative team of highly professional agents with unique skills designed to help you realize your dreams and goals as you build a future in real estate.

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